Cooling Off Period:
Should you cancel your policy within 14 days of receipt of your policy documentation you will receive a full refund of any premium you have paid us, provided you have not made a claim,in which case we reserve the right to deduct this cost from the refund or premium that is due to you.
Monthly or Quarterly Policies:
Following your 14 days cooling off period, should you decide to cancel at any other time you will not receive a refund of any premium paid up to that point. The cancellation will be effective immediately.
Annual Policies:
If you cancel this policy or policies at any other time you will be entitled to a pro-rata refund depending on the remaining time on your policy. We will apply an administration charge of £25.00 to cover costs we incur when the policy is cancelled. If a claim, or an incident that may rise to a claim has occurred, the claim amount will be deducted from the refund of the premium that is due to you.